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Finance Multiple choice questions




1. Assuming you own a home, where would the appraisal value of your home go in a personal balance sheet?;A. Under liabilities;B. Within the equity total;C. Under assets;D. Under both the equity and the liabilities sections;2. When you work within an organization, you?re typically not taught to;A. follow a supervised plan for managing your time.;B. act as your own supervisor.;C. act in ways that are derived from established procedures.;D. identify yourself with your job or position.;3. When budgeting for your immediate needs, you should divide them into;A. immediate and discretionary expenses.;B. fixed and immediate expenses.;C. discretionary and fixed expenses.;D. fixed and intermittent expenses.;4. According to the discussion of the ?color of money,? blue money is;A. money spent wisely.;B. money set aside for emergencies and unexpected expenses.;C. currently expended green money.;D. invested for the long term.;5. In ancient Greece, a group of people living together with the common purpose of taking;care of each other through economic activity was called a(n);A. household. C. economy.;B. commune. D. community.;6. In thinking about the ?color of money,? which color would correspond to a DVD player;charged on a department store credit card?;A. Blue C. Red;B. Green D. Gray;7. As you do your _______ when considering a business venture, you should consider factors;such as your financial resources, your special skills, where you live, and what you like to;do with your time.;A. evaluating C. marketing and production;B. creative thinking D. planning;8. You?re in search of the job that will give you a sense of self-esteem and allow you to;employ your skills. Which among the four general types of life goals are you mainly;pursuing?;A. Establishing your values;B. Establishing primary relationships;C. Seeking your ideal social place;D. Surviving in the jungle of competitionExamination 57;9. You?re in the process of setting up a business plan. In particular, you?re thinking about how;to work your plan. You need to focus on two process considerations. The first concerns;organization of the business, the second concerns the operations of the business, such as;A. deciding who will do what and when.;B. contacting potential investors.;C. working out a pricing scheme.;D. thinking out your mission statement.;10. In working out your plan for pricing your products, you decide to keep your prices at about;the same level as similar businesses in adjoining states. This could best be described;as a _______ approach.;A. skimming C. market penetration;B. simple comparison D. competitive;11. You?ve decided to capitalize your new business through a bank loan and through offering;stock to a limited number of investors. Your initial funding will;A. include equity and start-up financing.;B. consist of debt financing through investors.;C. consist of personal and public equity financing.;D. include debt and equity financing.;12. In this study unit, you were encouraged to create a graphic representation of how you;spend your time over 24 hours. It suggested using different colors to indicate your level of;A. interest. C. detachment.;B. anxiety. D. effort.;13. As you manage your personal finances, you?ll probably want to pay attention to general;conditions in the economy. One general concern for most people managing their;day-to-day finances would be;A. current interest rates.;B. the international labor market.;C. good deals in major real estate ventures.;D. the likelihood of a major depression.;14. An entrepreneur estimating costs for a new business tends to avoid looking at the;A. cost of capital equipment.;B. escalating costs of raw materials.;C. inevitability of things going wrong.;D. costs associated with hiring personnel.58 Examination;15. As a bank loan officer looks over your business plan, which of the following statements is;most likely to get more of her careful attention when she considers the progress your;business will make?;A. Your cash flow projection;B. Your most recent balance sheet;C. Your personal financial statement;D. Your current income statement;16. When researching your prospective business, you must know your product and your;A. sales pitch. C. customer.;B. interests. D. skills.;17. Because consumers today are presented with so many choices, it?s generally best if your;advertising is;A. persistent to the point of being annoying.;B. targeted to the demographic profile of the potential customer.;C. consistent with your highest values.;D. imaginative and amusing enough to get a person?s attention.;18. You?ve decided that you want to get your household budget under control so you can;increase the proportion of money you devote to savings. Your first step will be to;A. check out wise investments.;B. open a savings account.;C. think about how you most enjoy spending your time.;D. keep track of your expenses for a period of time.;19. In the most basic terms, while working out the business process of production and;marketing, you?ll want to be continually prepared for;A. finding innovative ways to reduce expenses.;B. locating new blood to replace employees who don?t work out.;C. balancing growth against the need for increasing your profits.;D. adapting to new conditions in the market and within your organization.;20. Prior to opening your new gift shop, you?ll want to locate dependable suppliers before;completing the _______ process.;A. research C. operations;B. planning D. creative thinking


Paper#18455 | Written in 18-Jul-2015

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