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Individuals, just like some companies, are rated for credit risk.

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Question

Individuals, just like some companies, are rated for credit risk. Standard and Poors and Moodys are the popular credit rating agencies. For individuals there is the FICO scoring. Although an individual has good credit ratings and isn?t a risk for defaulting, say on credit cards, can the government provide the wrong incentive for an individual to consider/actual defaulting?

 

Paper#35514 | Written in 18-Jul-2015

Price : $22
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