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Finance Multiple choice questions




Question;1. Assuming you own a home, where would the appraisal value of your home go in a personal balance sheet?A. Under liabilitiesB. Within the equity totalC. Under assetsD. Under both the equity and the liabilities sections2. When you work within an organization, you?re typically not taught toA. follow a supervised plan for managing your time.B. act as your own supervisor.C. act in ways that are derived from established procedures.D. identify yourself with your job or position.3. When budgeting for your immediate needs, you should divide them intoA. immediate and discretionary expenses.B. fixed and immediate expenses.C. discretionary and fixed expenses.D. fixed and intermittent expenses.4. According to the discussion of the ?color of money,? blue money isA. money spent wisely.B. money set aside for emergencies and unexpected expenses.C. currently expended green money.D. invested for the long term.5. In ancient Greece, a group of people living together with the common purpose of takingcare of each other through economic activity was called a(n)A. household. C. economy.B. commune. D. community.6. In thinking about the ?color of money,? which color would correspond to a DVD playercharged on a department store credit card?A. Blue C. RedB. Green D. Gray7. As you do your _______ when considering a business venture, you should consider factorssuch as your financial resources, your special skills, where you live, and what you like todo with your time.A. evaluating C. marketing and productionB. creative thinking D. planning8. You?re in search of the job that will give you a sense of self-esteem and allow you toemploy your skills. Which among the four general types of life goals are you mainlypursuing?A. Establishing your valuesB. Establishing primary relationshipsC. Seeking your ideal social placeD. Surviving in the jungle of competitionExamination 579. You?re in the process of setting up a business plan. In particular, you?re thinking about howto work your plan. You need to focus on two process considerations. The first concernsorganization of the business, the second concerns the operations of the business, such asA. deciding who will do what and when.B. contacting potential investors.C. working out a pricing scheme.D. thinking out your mission statement.10. In working out your plan for pricing your products, you decide to keep your prices at aboutthe same level as similar businesses in adjoining states. This could best be describedas a _______ approach.A. skimming C. market penetrationB. simple comparison D. competitive11. You?ve decided to capitalize your new business through a bank loan and through offeringstock to a limited number of investors. Your initial funding willA. include equity and start-up financing.B. consist of debt financing through investors.C. consist of personal and public equity financing.D. include debt and equity financing.12. In this study unit, you were encouraged to create a graphic representation of how youspend your time over 24 hours. It suggested using different colors to indicate your level ofA. interest. C. detachment.B. anxiety. D. effort.13. As you manage your personal finances, you?ll probably want to pay attention to generalconditions in the economy. One general concern for most people managing theirday-to-day finances would beA. current interest rates.B. the international labor market.C. good deals in major real estate ventures.D. the likelihood of a major depression.14. An entrepreneur estimating costs for a new business tends to avoid looking at theA. cost of capital equipment.B. escalating costs of raw materials.C. inevitability of things going wrong.D. costs associated with hiring personnel.58 Examination15. As a bank loan officer looks over your business plan, which of the following statements ismost likely to get more of her careful attention when she considers the progress yourbusiness will make?A. Your cash flow projectionB. Your most recent balance sheetC. Your personal financial statementD. Your current income statement16. When researching your prospective business, you must know your product and yourA. sales pitch. C. customer.B. interests. D. skills.17. Because consumers today are presented with so many choices, it?s generally best if youradvertising isA. persistent to the point of being annoying.B. targeted to the demographic profile of the potential customer.C. consistent with your highest values.D. imaginative and amusing enough to get a person?s attention.18. You?ve decided that you want to get your household budget under control so you canincrease the proportion of money you devote to savings. Your first step will be toA. check out wise investments.B. open a savings account.C. think about how you most enjoy spending your time.D. keep track of your expenses for a period of time.19. In the most basic terms, while working out the business process of production andmarketing, you?ll want to be continually prepared forA. finding innovative ways to reduce expenses.B. locating new blood to replace employees who don?t work out.C. balancing growth against the need for increasing your profits.D. adapting to new conditions in the market and within your organization.20. Prior to opening your new gift shop, you?ll want to locate dependable suppliers beforecompleting the _______ process.A. research C. operationsB. planning D. creative thinking


Paper#51785 | Written in 18-Jul-2015

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